Our Team
Our Promise To You
Our Mission
Our mission is to provide innovative and customized wealth management solutions that address all facets of your finances. Wealth Management is much more than managing assets. We offer clients short term and long term investment strategies, estate planning, life insurance and incorporate tax strategies to create a balanced plan based on your goals.
Your Financial Planning Experts
What We Do
Wealth Management is the process of addressing concerns that impact our clients’ ability to achieve their personal, financial and family goals. Our firm is built on the belief that only when we have a complete understanding of our clients’ needs and goals, can we recommend products and services to meet those needs. We believe that establishing and maintaining personal relationships with our clients, combined with our knowledge and experience in financial planning (including tax considerations), provide the best opportunity to help clients realize their dreams.
We believe that the single biggest factor to consider when choosing a Wealth Management Advisor is trust. You must feel comfortable with your advisor, so that you can be open and honest with your goals and concerns. We always have your best interests in mind.
Formal training, combined with over 34 years of practical experience has enabled our team to service our clients by helping them with investment and taxation needs. Our team thoroughly enjoys solving intricate financial and tax questions while helping clients optimize their tax planning and financial well being.
Financial Consultant
Clifford Cardine
For over 34 years, Clifford has brought a personal touch to wealth management. Clifford started in 1995 by providing tax and financial advisory services to small businesses and families.
For over 34 years, Clifford has brought a personal touch to wealth management. Clifford started in 1995 providing tax and financial advisory services to small businesses and families. As a business owner, he feels uniquely connected to his clients and has a deep understanding of their entire financial situation. For many years he has been an independent financial advisor representative and has delivered advice, built personal relationships, and provided service in the way he knows best serves the client.
Clifford is married to his wife, Conchetta and they have six grandkids.
Financial Planner
Tiffany Volpe
Tiffany Volpe is a Financial Planner with nearly 15 years of experience as a resource and trusted professional for her clients. Tiffany began her career path by receiving a Bachelor of Science from Muhlenberg College.
Tiffany has been preparing personal and small business income tax returns throughout her career giving her a more comprehensive understanding of each client’s financial situation. She has built the practice on providing clients with a tax inclusive approach to wealth management to meet their financial goals.
She specializes in designing and implementing holistic financial plans that are aligned with each client’s unique needs and goals. She has a huge passion for what she does that goes all the way back to her childhood.
Tiffany is married to her husband, Francis and they have three children, Laura, Ryan, and Paul.
Client Services Associate
Sara Piotrowski
Sara follows through each task until it is complete, and she has a caring manner about her that sets clients at ease and leaves them feeling assured that their important needs are being met with the highest level of competence. Sara’s responsibilities include scheduling and confirming client appointments, preparing account opening and account transfer paperwork and diligently following each transaction through to its completion; and responding to client requests, including account distributions and contributions.
A Native of Poland, she is fluent in both English and Polish. She got her degree in Marketing from Penn State University. Her most important goal is to provide our clients with a first-class experience in every area.